Top 5 technology in India
India has made significant strides in the field of technology and innovation in recent years. Here are the top 5 technologies developed in India:
- BHIM UPI
- Digital India
What is Aadhaar card?
Aadhaar is a 12-digit unique identification number issued by the Unique Identification Authority of India (UIDAI) to all Indian residents based on their biometric and demographic data. It is the world’s largest biometric ID system, with over 1.2 billion registered users.
Aadhaar was developed by the UIDAI, which was established in 2009 by the Government of India. The system was developed to provide a universal identity to all residents of India, regardless of their socio-economic status, and to facilitate the delivery of government services and subsidies.
Aadhaar contains biometric information such as fingerprints, iris scans, and a photograph, as well as demographic information such as name, date of birth, and address. The data is stored in a secure central database and can be used by authorized agencies for authentication purposes.
The usage of Aadhaar is widespread and includes the following:
- Direct Benefit Transfer: Aadhaar is used to facilitate the direct transfer of government subsidies and benefits to the bank accounts of beneficiaries.
- KYC: Aadhaar is used as a Know Your Customer (KYC) document by banks and other financial institutions for opening accounts and verifying the identity of their customers.
- Taxation: Aadhaar is linked to the Permanent Account Number (PAN) for income tax purposes, and it is also used for filing income tax returns.
- Digital Authentication: Aadhaar is used for the digital authentication of individuals for various services and transactions, such as e-signatures, eKYC, and e-verification.
- Mobile SIM activation: Aadhaar is also used for the activation of mobile SIM cards, as per the government’s directive to link all mobile numbers with Aadhaar for security reasons.
Overall, Aadhaar has had a significant impact on the delivery of government services and subsidies in India, and it has helped to reduce leakages and corruption in the system. However, there have been concerns about privacy and data security related to Aadhaar, which have been addressed through various legal and policy measures.
Who is the founder of Bhim UPI and usage in India
Bhim UPI (Unified Payments Interface) is a digital payment system developed by the National Payments Corporation of India (NPCI).
It was launched on December 30, 2016, by the Government of India to promote digital transactions and reduce the use of cash in the economy.
The Bhim UPI system was named after Bhimrao Ambedkar, a social reformer and the architect of the Indian Constitution. The system was developed to provide a simple and secure way for users to make payments using their mobile phones.
The Bhim UPI system allows users to link their bank accounts to a virtual payment address and make transactions using their mobile phones. The system operates on a 24/7 basis and allows for real-time transfers between bank accounts.
The usage of Bhim UPI has grown rapidly in India, with over 200 banks currently offering the service to their customers. The system has also been integrated into various mobile wallet apps, e-commerce platforms, and other digital payment services.
The Bhim UPI system has played a significant role in promoting digital payments in India and has helped to reduce the use of cash in the economy.
The system has also been instrumental in promoting financial inclusion by providing a simple and accessible payment system to users across the country, including those in remote and rural areas.
What is Digital India’s Mission?
Digital India is an initiative launched by the Government of India in July 2015 to transform India into a digitally empowered society and knowledge economy.
The mission aims to leverage the power of technology to bridge the digital divide and provide digital access and services to all citizens of India.
The Digital India mission has three primary objectives:
- To create digital infrastructure: The mission aims to provide high-speed internet connectivity to all villages and cities across India, establish digital locker facilities for citizens to store important documents, and create digital platforms for education, healthcare, and other services.
- To deliver government services digitally: The mission aims to provide various government services and documents digitally, such as passports, driving licenses, and other certificates. The mission also aims to create a digital payment infrastructure to promote cashless transactions.
- To promote digital literacy: The mission aims to provide digital literacy and digital skills training to citizens, particularly in rural and remote areas of India.
The Digital India mission is being implemented by various government agencies and departments, including the Ministry of Electronics and Information Technology, the National Informatics Centre, and the Department of Telecommunications.
The mission has been successful in promoting the use of digital technology in various sectors and has helped to improve the efficiency and transparency of government services.
The Digital India mission has also been instrumental in promoting entrepreneurship and innovation in the technology sector, with various startups and companies developing innovative solutions to address the needs of the Indian market.
Overall, the Digital India mission is expected to have a significant impact on the socio-economic development of India, and it has the potential to transform the country into a digital powerhouse.
What Is A RuPay Debit Card: Types, Benefits & usages
RuPay is an Indian domestic card payment network, similar to Visa and Mastercard, and is operated by the National Payments Corporation of India (NPCI). The RuPay debit card is a type of payment card that can be used to make purchases and withdraw cash at ATMs in India and abroad.
Types of RuPay Debit Cards:
RuPay offers a range of debit cards to suit different customer needs, including Classic, Platinum, Select, and International cards.
The Classic card is the basic card, while the Platinum and Select cards offer enhanced features and benefits, such as higher spending limits, cashback offers, and airport lounge access.
The International card can be used for international transactions and is accepted at all Visa/Mastercard merchant locations globally.
Benefits of RuPay Debit Cards:
- Low cost: RuPay debit cards are typically less expensive for banks to issue compared to international payment networks, making them a cost-effective option for customers.
- Widely accepted: RuPay debit cards are accepted at over 1.5 million merchant locations in India and over 30 million merchant locations globally.
- Cashback and rewards: Many RuPay debit cards offer cashback and rewards programs, allowing customers to earn points or cashback on their purchases.
- Higher security: RuPay debit cards use advanced security features, such as EMV chip and PIN authentication, to prevent fraudulent transactions.
- Financial inclusion: The RuPay payment network is designed to promote financial inclusion, particularly for customers in rural and remote areas of India who may not have access to traditional banking services.
Usages of RuPay Debit Cards:
RuPay debit cards can be used for various transactions, including:
- Purchases at merchant locations: RuPay debit cards can be used to make purchases at millions of merchant locations in India and abroad.
- Online transactions: RuPay debit cards can be used for online transactions, such as booking tickets and paying bills.
- Cash withdrawals: RuPay debit cards can be used to withdraw cash at ATMs in India and abroad.
- Contactless payments: Some RuPay debit cards support contactless payments, allowing customers to make quick and easy transactions by tapping their card at a contactless-enabled terminal.
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Overall, RuPay debit cards offer a range of benefits and are a popular payment option for customers in India.
What is EVM machine and usages?
EVM stands for Electronic Voting Machine. It is a device used for conducting elections in India and many other countries around the world. An EVM machine consists of a control unit and a balloting unit, which are connected by a cable.
The control unit of the EVM machine is kept with the election officer or presiding officer, while the balloting unit is kept inside the voting compartment.
The balloting unit has a list of candidates and a button for each candidate. Voters can press the button of their choice, and the machine records their vote electronically.
EVM machines have several advantages over traditional paper ballots, including faster vote counting, increased accuracy, and reduced possibility of fraud.
EVM machines are tamper-proof, and the results of the election can be tallied and announced quickly and accurately.
The use of EVM machines has become increasingly common in India over the past two decades, and they are now used in all state and national elections. However, there have been concerns about the reliability and security of EVM machines, and allegations of tampering have been raised by some political parties and activists.
The Election Commission of India has taken several measures to address these concerns, including conducting mock polls, performing random checks, and introducing a Voter Verifiable Paper Audit Trail (VVPAT) system, which prints a paper receipt of each vote cast.
Q.How many digits are in aadhaar number?
Ans. 12 Digit
Q.Bhim UPI full form?
Ans. Bharat Interface for Money (BHIM)
Q.Digital India’s Mission Launched?
Ans. July 1, 2015.
Q.EVM machine launch in India?
Ans. First Used EVM Machine in 1982.